Joint Development Authority (JDA) of the Unified Government of Athens-Clarke County, Georgia and City of Winterville
06/18/21 11:59 PM
Loans of up to $12,500 to Georgia small businesses and nonprofit organizations in eligible locations for assistance during the Coronavirus (COVID-19) crisis. Funds may be used for working capital to support accounts payable, rent, payroll, and costs incurred as a result of shifts in operations in order to retain existing businesses and nonprofits, retain current employees, and maintain viability for future re-employment. Applicants must have a physical location in Athens-Clarke County.
JDA Round 3 Emergency Loan Program:
The primary goal of the JDA Emergency Revolving Loan Fund is to offer needed support to qualified small businesses that are located in Athens-Clarke County and City of Winterville, Georgia that have been negatively impacted by the COVID-19 public health emergency. The fund offers low interest emergency loans for businesses that can demonstrate their ongoing commitment and investment into the local community who have suffered a business loss during COVID-19. Businesses who accept loans will also be connected to a larger network of local guidance, mentoring, and other support to help them adapt their business.
GrantWatch ID#: 192164
Loans range from $3,001 - $12,500. Prior awardees from earlier RLF Emergency Loan rounds are eligible to apply for another loan in the 3rd round if they received less than the maximum award of $12,500. They may apply for a loan up to the original $12,500 limit. For example, if you applied for and received a loan for $5,000 you are eligible to apply for a $7,500 loan in this round.
A business or 501c3 nonprofit can request the JDA to consider a loan amount greater than $12,500.
Maximum Combined Award Amount: The JDA may consider awarding up to $25,000 based on need. Award amounts will be based on eligibility criteria, public benefit commitment, community benefit, application scoring factors, and justification for exceptional need.
For Loan Amounts and Payment Estimates, see https://sites.google.com/view/jda-acc-winterville/small-business-support/emergency-loan-program/loans-explained?authuser=0.
Repayment & Term of Loan: No payments and no interest through June 30, 2022, then amortizing (paid off) by level monthly payments of debt service (principal and interest) due on the last day of each month beginning July 31, 2022 for 18 months. The last monthly payment will be December 31, 2023.
Before starting your grant application, please review the funding source's website listed below for updates/changes/addendums/conferences/LOIs.
For further information and to access the online application: https://docs.google.com/forms/d/e/1FAIpQLSem5S5kxQXrAPnsn0UM1XgpRVZn3xZy3X_Qn2NFEwdnYDsSvw/viewform
Contacts for Application Assistance:
For volunteers offering no-cost assistance to review business cashflow and financials, identify potential resources, share ideas, and coach/mentor for successful loan repayment, see Small Business Support at https://sites.google.com/view/jda-acc-winterville/small-business-support.
USA: Georgia: Athens-Clarke County
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